Dein Onlinemakler

Your Private Health Insurance

Tailored to your Wishes,
your Budget and your Life Situation
Individually Customizable Plans
Support in Selection
Handling Comparisons and Negotiations

Info on Private Health Insurance

Good Reasons
for Private Health Insurance

The great advantage of private health insurance compared to statutory health insurance is that you can design the plans more individually. However, this advantage only benefits you if you can tailor your plan to your wishes, your budget, and your personal life situation. This is exactly why we stand by your side, guide you through the selection process, and take care of all the time-consuming steps such as comparing and negotiating with insurance companies for you.

With private health insurance, you have the opportunity to tailor your insurance coverage to your individual needs. You can choose benefits that are important to you, such as free choice of doctor, accommodation in a single room, or alternative healing methods.

Private health insurance offers you an extended range of benefits compared to statutory health insurance. You have access to more doctors, specialists, and hospitals, often benefit from shorter waiting times, and receive overall more comprehensive medical care. Especially in old age, you benefit from the medical advantages of privately funded healthcare.

We individually coordinate these factors with you when choosing health insurance:

Contract Duration and Cancellation Options
Amount of Deductible
Insurance Service

Additionally, we discuss together which benefits you desire:

Single Room or Comfort Accommodation
Chief Physician Treatment
Alternative Healing Methods
Dental Prosthetics and Dental Treatments
Vision Aids

Good Reasons for dein onlinemakler

Why You Should Take Out Your Private Health Insurance Through dein onlinemakler

We Have the Solution for High Premiums in Old Age

In conversations with our customers, we are often confronted with the concern that premiums will rise exorbitantly in old age and that they won’t be able to afford the high costs anymore. Private health insurance companies take into account the increased risk of illness in old age when structuring premiums and calculate correspondingly higher premiums to cover the rising health costs in old age.

We Offer You a Solution for This Too!

We’d be happy to show you the possibility of building up reserves in your younger years, thereby avoiding high contributions in old age. You voluntarily pay higher contributions during the times when you’re still working and thus relieve yourself for retirement age.

The Health Check is No Longer a Hurdle

For taking out private health insurance, the health check is an indispensable step in the application process. From the perspective of insurance companies, it serves to assess the individual risk of the applicant and adjust the insurance conditions accordingly. You must fill out a detailed questionnaire about your health condition. This includes questions about current and previous illnesses, surgeries, medication intake, hospital stays, and other relevant medical information. In some cases, the insurance company may require additional medical examinations or assessments.

Rejected? Not With Us!

After you’ve read through the offers, compared plans, and filled out health questionnaires, it can happen that you’re rejected by the insurance company. Reasons for rejection can include serious pre-existing conditions, chronic illnesses, or certain risk factors that the insurance company considers too high a risk for the applicant.

So you’re back at the very beginning of your search, comparisons, and application process.

We have simplified this exact process for you. We negotiate with the insurance companies in the background on your behalf and present you only with contract offers from private insurance companies that would be happy to insure you.

Our expertise for the right decision

As independent insurance brokers, we know the market and have access to almost all offers from German insurance companies. We sit down with you and find exactly the offer that suits you.

We handle the comparison for you

There are over 40 different private health insurance companies on the market, and they all have their advantages and peculiarities. We handle the extensive comparison for you and select only offers that meet your wishes.

Long-term support

We are and remain your point of contact – even after the contract is signed. Has something changed in your personal or professional situation? Then we’ll take a look at your insurance together and check whether it’s still the best choice.

What Our Customers Say

Excellent Services.

NAKINTU HILDA
13. May 2025

Excellent support, in English, throughout the process. Ayscha has been extremely supportive, patient and helpful at every step of the process including its closing. Great customer experience, I can only... weiterlesen recommend the service.

Mathieu Boulandet
1. April 2025

Ich bin äußerst zufrieden mit der Beratung durch Herrn Brodherr und die Leistungen der dein Onlinenakler GmbH. Herr Brodherr ist kompetent, schnell und unkompliziert – genau das, was man sich... weiterlesen

Cengiz Cakar
11. March 2025

Nicely explained in detail about the different types of insurance and the process to apply was simple too.

Rohan Dongre
11. March 2025
Very supportive team. Helped me understand the details and listened my concern patiently. Thank you very much Ayscha.😊

Mukesh Saini
8. March 2025

Frau Gündogdu von Dein onlinemakler hat mir sehr rasch, sehr freundlich und sehr effektiv geholfen. Ich bin sehr froh, die passende Versicherung über diesen Weg gefunden zu haben. Vielen herzlichen... weiterlesen Dank noch einmal dafür.

Maud Meyzaud
13. February 2025

They are very attentive and helpful. I appreciate their guidance throughout the whole process and that I had the final say in every step.

Ricardo S. Tello
16. January 2025

Immer eine Aktive Kommunikation bei der Beratung

Phillipp P
16. January 2025
I had a great experience with dein onlinemakler GmbH, especially thanks to Felicia Angelini. She took the time to thoroughly explain all my options regarding private health insurance and provided... weiterlesen

Krishna Subramanian
14. January 2025

I had a great experience with dein onlinemakler GmbH, especially thanks to Felicia Angelini. She took the time to thoroughly explain all my options regarding private health insurance and provided... weiterlesen

Krishna Subramanian
13. January 2025

My experience with dein onlinemakler GmbH and especially with Ayscha Gündogdu was first class. She is very professional, talked me through the different private insurance options and helped me choose the... weiterlesen

Harald Weisshaupt
23. December 2024

I am really satisfied with the help I received. All my questions and concerns were answered fast, mostly on the same day. Thanks a lot for you support!

Yavuz Erkal
3. December 2024
Very helpful! The German system was very confusing for me coming from the US, but she helped me navigate it and get me approved for Health Insurance. Hooray!

Elizabeth Cramer
3. December 2024

Felicia provided exceptional service by thoroughly answering all my questions clearly and professionally. Her sense of humor and approachable demeanor made the entire process easier and even enjoyable—truly a pleasure... weiterlesen to work with!

Steven Wilson
23. November 2024

I have an excellent experience with dein onlinemakler GmbH. Thanks to Ayscha Gundogdu.

Dr. Ramya A N
20. November 2024

Timo und sein Team haben sich auf die online Beratung spezialisiert. Besonders die automatischen Prozesse (regelmäßige Erinnerungen, Vorlagen etc.) helfen enorm bei der Orientierung, weil man immer weiß, wo man... weiterlesen bei der PKV-Beratung steht.

Walter Benda
5. November 2024

Excellent Services.

NAKINTU HILDA
13. May 2025
Excellent support, in English, throughout the process. Ayscha has been extremely supportive, patient and helpful at every step of the process including its closing. Great customer experience, I can only... weiterlesen recommend the service.

Mathieu Boulandet
1. April 2025
Ich bin äußerst zufrieden mit der Beratung durch Herrn Brodherr und die Leistungen der dein Onlinenakler GmbH. Herr Brodherr ist kompetent, schnell und unkompliziert – genau das, was man sich... weiterlesen

Cengiz Cakar
11. March 2025
Nicely explained in detail about the different types of insurance and the process to apply was simple too.

Rohan Dongre
11. March 2025
Very supportive team. Helped me understand the details and listened my concern patiently. Thank you very much Ayscha.😊

Mukesh Saini
8. March 2025
Frau Gündogdu von Dein onlinemakler hat mir sehr rasch, sehr freundlich und sehr effektiv geholfen. Ich bin sehr froh, die passende Versicherung über diesen Weg gefunden zu haben. Vielen herzlichen... weiterlesen Dank noch einmal dafür.

Maud Meyzaud
13. February 2025
They are very attentive and helpful. I appreciate their guidance throughout the whole process and that I had the final say in every step.

Ricardo S. Tello
16. January 2025
Immer eine Aktive Kommunikation bei der Beratung

Phillipp P
16. January 2025
I had a great experience with dein onlinemakler GmbH, especially thanks to Felicia Angelini. She took the time to thoroughly explain all my options regarding private health insurance and provided... weiterlesen

Krishna Subramanian
14. January 2025
I had a great experience with dein onlinemakler GmbH, especially thanks to Felicia Angelini. She took the time to thoroughly explain all my options regarding private health insurance and provided... weiterlesen

Krishna Subramanian
13. January 2025

Why Your Online Broker

In 3 steps
to your personal plan

From the initial overview to the binding contract conclusion, it can take months. Surely you can use this time for nicer things than comparing insurance policies, right? We have streamlined the search for a suitable offer for you and guide you through the process in three steps. All communication takes place via a customer app. There you can see all insurance offers at a glance and later have access to your contract documents at any time.

We ask
what's important to you

We arrange a consultation – by phone or online meeting – in which we discuss your requirements and expectations for insurance. This way we know what’s important to you and what we need to look out for when searching for a suitable plan.

We find
the best offer for you

You sit back and relax while we compare different insurance policies in the background and contact the insurance companies. Afterwards, we present you with all the offers that are suitable for you and for which the insurers have already given the green light.

You decide
on an offer

You can review all private health insurance offers at your leisure. Once you’ve made your decision, all that’s left is to sign the contract – of course, entirely uncomplicated and digital.

COMPARE PLANS AND SAVE NOW!

Find the insurance offers that best suit your needs while also being gentle on your budget.

Insurance made easy

Your Benefits
with Us

As insurance brokers, we understand how important your individual coverage is. That’s why we help you find health insurance that’s perfectly tailored to your needs, so you don’t have to compromise on your health.