5.0 · 122 Google reviewsYour bank makes you one offer. We get you many – and negotiate for you, not for the bank.
Free of charge, non-binding and in English.
Most buyers sign the first offer their bank puts in front of them – out of trust, convenience, or because nobody showed them what else the market has to offer. For expats it’s even harder: many banks are cautious with non-German citizens, ask for more equity or simply don’t explain the process in English.
The problem: a few tenths of a percent in interest sound like nothing, but over the full term they quickly add up to five figures. Money you’d rather put into your kitchen, your garden or your savings.
That’s where we come in: we make the banks compete for you – not the other way round.
Banks competing for you: Instead of nodding through a single offer, you see in black and white what the market has to offer you – and decide based on a real comparison.
Approval where others say no: Every bank assesses income, equity, residence status and property differently. We know which lenders work with expats – whether you hold an EU Blue Card, a permanent or a temporary residence permit. That saves you rejections and valuable time.
Financing that grows with your life: Special repayments, adjustable repayment rates, KfW subsidies – we build in flexibility so that a pay rise, a new family member or an inheritance won’t hold you back.
Someone who negotiates for you: A bank advisor represents his bank. We represent you – with one dedicated contact person who speaks your language, from the first budget question to the notary appointment.
Not a cent for our work: For private home financing you pay us nothing. Our fee is paid by the lending bank.
Fully protected: As an insurance broker we think ahead – for example about buildings insurance and term life insurance, so your home stays secure even in difficult times.
For larger projects, the structure of the financing determines your return and liquidity. Whether it’s a commercial or business property or an investment loan: we obtain offers from several banks, negotiate the terms and structure the financing to fit your business model.
From a financing volume of €250,000, on a fee basis – we agree the fee transparently in advance during the initial consultation. As we are not paid by the bank here, we negotiate 100% in your interest.
It’s that easy – in 3 steps
1. Send your enquiry (2 minutes): A few key figures are enough. No documents, no obligation.
2. We compare and negotiate: We obtain suitable offers and get back to you personally – in English.
3. You decide in peace: Only when everything fits do we move forward – all the way to signing at the notary.
Tip: With a financing confirmation in your pocket, you negotiate the purchase price from a much stronger position. The earlier you compare, the better.
Mandatory information pursuant to Section 34i of the German Trade Regulation Act (GewO): dein onlinemakler GmbH acts as a real estate loan broker (Immobiliardarlehensvermittler) licensed under Section 34i (1) GewO, licence granted by the Cologne Chamber of Industry and Commerce (IHK Köln). Registered in the broker register (www.vermittlerregister.info) under registration number D-W-142-U4S4-46. Brokering private real estate loans is free of charge for you; we receive a commission from the lending bank. Commercial financing is brokered for a fee agreed in advance.
