{"id":4451,"date":"2024-08-27T10:29:50","date_gmt":"2024-08-27T08:29:50","guid":{"rendered":"https:\/\/deinonlinemakler.de\/overview-of-the-ottonova-bc100-plan-learn-more-about-the-business-class-plan\/"},"modified":"2025-06-05T10:01:52","modified_gmt":"2025-06-05T08:01:52","slug":"overview-of-the-ottonova-bc100-plan-learn-more-about-the-business-class-plan","status":"publish","type":"post","link":"https:\/\/deinonlinemakler.de\/en\/overview-of-the-ottonova-bc100-plan-learn-more-about-the-business-class-plan\/","title":{"rendered":"Overview of the Ottonova BC100 Plan. Learn more about the Business Class Plan"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"4451\" class=\"elementor elementor-4451 elementor-3405\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1ae1eeb e-con-full e-flex e-con e-parent\" data-id=\"1ae1eeb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3b80e26 elementor-widget elementor-widget-text-editor\" data-id=\"3b80e26\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>In today&#8217;s world, it&#8217;s more important than ever to choose the right health insurance to optimally protect your health.<br>Ottonova, a pioneer in digital insurance, specializes in offering you<br>innovative and uncomplicated solutions. Here we focus on the ottonova BC100 plan. In this<br>text, we will illuminate the most important contents and advantages of ottonova BC100 in detail, to provide you with a<br>well-founded basis for decision-making. We will discuss the various service areas, the<br>flexibility, and the unique features of this plan to give you a comprehensive overview.    <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a3ec024 elementor-widget elementor-widget-heading\" data-id=\"a3ec024\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Outpatient treatments: Health without compromises with the ottonova BC100 plan<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0925e79 elementor-widget elementor-widget-text-editor\" data-id=\"0925e79\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Outpatient medical treatments are fully reimbursed. Even methods proven in practice that do not<br>belong to conventional medicine are co-insured up to the amount of conventional medical treatment costs. If<br>no conventional medical method is available, the private health insurance even covers methods that are not<br>recognized by conventional medicine  <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5b98dd3 elementor-widget elementor-widget-heading\" data-id=\"5b98dd3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Prevention: Preventive care for all age groups<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f302b2b elementor-widget elementor-widget-text-editor\" data-id=\"f302b2b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Outpatient preventive examinations according to legally introduced programs, including glaucoma prevention,<br>are reimbursed without age limits. These preventive services are independent of any deductible, which<br>means you can take advantage of these important examinations without additional costs. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0249854 elementor-widget elementor-widget-heading\" data-id=\"0249854\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Medicines and dressings: Comprehensive care<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d9fd3cd elementor-widget elementor-widget-heading\" data-id=\"d9fd3cd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><p>Medicines and dressings are also reimbursed by the private health insurance, including artificial nutrition.\nThis ensures comprehensive care for illnesses and injuries.<\/p>\n<span style=\"color: var( --e-global-color-primary );font-family: var( --e-global-typography-secondary-font-family ), Sans-serif;font-size: var( --e-global-typography-secondary-font-size );font-style: var( --e-global-typography-secondary-font-style );font-weight: var( --e-global-typography-secondary-font-weight );text-transform: var( --e-global-typography-secondary-text-transform );text-align: var(--text-align);letter-spacing: var( --e-global-typography-1a6b3b1-letter-spacing )\">&nbsp;<\/span><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dfb9bb1 elementor-widget elementor-widget-heading\" data-id=\"dfb9bb1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Therapeutic aids: Wide spectrum for your recovery<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2542752 elementor-widget elementor-widget-text-editor\" data-id=\"2542752\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Therapeutic aids are reimbursed up to 120% of the maximum rates of the Federal Aid Ordinance. These include: <\/p><ul><li>Inhalations<\/li><li>Physiotherapy<\/li><li>Massages<\/li><li>Packs<\/li><li>Hydrotherapy<\/li><li>Medical baths<\/li><li>Cold and heat treatments<\/li><li>Electrotherapy<\/li><li>Light therapy<\/li><li>Occupational therapy<\/li><li>Speech therapy<\/li><li>Podiatry<\/li><li>Osteopathy<\/li><li>Nutritional therapy<\/li><li>Childbirth preparation course<\/li><li>Pregnancy gymnastics<\/li><li>Postnatal gymnastics<\/li><\/ul><p> <\/p><p>For osteopathy and alternative practitioners, there is a reimbursement of up to 1,000 EUR per insurance year.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d75002e elementor-widget elementor-widget-heading\" data-id=\"d75002e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Medical aids: Support in everyday life<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2227cbe elementor-widget elementor-widget-text-editor\" data-id=\"2227cbe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>An open medical aids catalog ensures that medical aids are 100% reimbursed if they cost a maximum of 500 EUR or are obtained through the insurer or are obtained for initial care after an accident. Otherwise, 75% of the costs are covered. This includes bandages, insoles, prostheses, dialysis machines, and guide dogs. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a785e32 elementor-widget elementor-widget-heading\" data-id=\"a785e32\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Visual aids: Clear vision for the future<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a1c270c elementor-widget elementor-widget-text-editor\" data-id=\"a1c270c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>For visual aids such as eyeglass frames, lenses, and contact lenses, up to 300 <span style=\"text-align: var(--text-align); color: var( --e-global-color-secondary ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: var( --e-global-typography-text-font-size ); font-style: var( --e-global-typography-text-font-style ); font-weight: var( --e-global-typography-text-font-weight ); text-transform: var( --e-global-typography-text-text-transform ); letter-spacing: var( --e-global-typography-1a6b3b1-letter-spacing ); word-spacing: var( --e-global-typography-1a6b3b1-word-spacing );\">EUR are reimbursed within 2 insurance years. <br>For surgical vision corrections, including laser\/LASIK, the private health insurance reimburses a maximum of 500 EUR <\/span><span style=\"text-align: var(--text-align); color: var( --e-global-color-secondary ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: var( --e-global-typography-text-font-size ); font-style: var( --e-global-typography-text-font-style ); font-weight: var( --e-global-typography-text-font-weight ); text-transform: var( --e-global-typography-text-text-transform ); letter-spacing: var( --e-global-typography-1a6b3b1-letter-spacing ); word-spacing: var( --e-global-typography-1a6b3b1-word-spacing );\">in the first 24 months and up to 1,000 EUR from the 25th month.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cd6919b elementor-widget elementor-widget-heading\" data-id=\"cd6919b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Alternative practitioners and naturopathic treatments: Alternative healing methods<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7933b81 elementor-widget elementor-widget-text-editor\" data-id=\"7933b81\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The private health insurance reimburses 100% of the costs for treatments by alternative practitioners (except for psychotherapy) <span style=\"text-align: var(--text-align); color: var( --e-global-color-secondary ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: var( --e-global-typography-text-font-size ); font-style: var( --e-global-typography-text-font-style ); font-weight: var( --e-global-typography-text-font-weight ); text-transform: var( --e-global-typography-text-text-transform ); letter-spacing: var( --e-global-typography-1a6b3b1-letter-spacing ); word-spacing: var( --e-global-typography-1a6b3b1-word-spacing );\">according to Geb\u00fcH or Hufeland directory. <br>This includes prescribed medications, dressings, therapeutic aids, and <\/span> <span style=\"text-align: var(--text-align); color: var( --e-global-color-secondary ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: var( --e-global-typography-text-font-size ); font-style: var( --e-global-typography-text-font-style ); font-weight: var( --e-global-typography-text-font-weight ); text-transform: var( --e-global-typography-text-text-transform ); letter-spacing: var( --e-global-typography-1a6b3b1-letter-spacing ); word-spacing: var( --e-global-typography-1a6b3b1-word-spacing );\">medical aids. Up to a maximum amount of 1,000 EUR per insurance year, osteopathic   <\/span><span style=\"text-align: var(--text-align); color: var( --e-global-color-secondary ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: var( --e-global-typography-text-font-size ); font-style: var( --e-global-typography-text-font-style ); font-weight: var( --e-global-typography-text-font-weight ); text-transform: var( --e-global-typography-text-text-transform ); letter-spacing: var( --e-global-typography-1a6b3b1-letter-spacing ); word-spacing: var( --e-global-typography-1a6b3b1-word-spacing );\">treatments are also reimbursed.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5530f6e elementor-widget elementor-widget-heading\" data-id=\"5530f6e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Psychotherapy: Professional support<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9112355 elementor-widget elementor-widget-text-editor\" data-id=\"9112355\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>For outpatient psychotherapy, 90% of the costs for the first 25 sessions are covered, then 75%.  <br>A  <span style=\"text-align: var(--text-align); color: var( --e-global-color-secondary ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: var( --e-global-typography-text-font-size ); font-style: var( --e-global-typography-text-font-style ); font-weight: var( --e-global-typography-text-font-weight ); text-transform: var( --e-global-typography-text-text-transform ); letter-spacing: var( --e-global-typography-1a6b3b1-letter-spacing ); word-spacing: var( --e-global-typography-1a6b3b1-word-spacing );\">prior approval is required. Without approval, up to five trial sessions are reimbursed. <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aaf1623 elementor-widget elementor-widget-heading\" data-id=\"aaf1623\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Fee schedule for outpatient care: Transparent billing<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2636c44 elementor-widget elementor-widget-text-editor\" data-id=\"2636c44\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Billing is done up to the maximum rates of the Fee Schedule for Physicians (GO\u00c4):<\/p><p>Up to 3.5 times the rate for medical services<\/p><p>Up to 2.5 times the rate for technical services<\/p><p>Up to 1.3 times the rate for laboratory services<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2aaf50b elementor-widget elementor-widget-heading\" data-id=\"2aaf50b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Inpatient services: Quality care for hospital stays<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-25cab6a elementor-widget elementor-widget-text-editor\" data-id=\"25cab6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>In addition to the extensive outpatient services, your private health insurance also offers comprehensive <span style=\"text-align: var(--text-align); color: var( --e-global-color-secondary ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: var( --e-global-typography-text-font-size ); font-style: var( --e-global-typography-text-font-style ); font-weight: var( --e-global-typography-text-font-weight ); text-transform: var( --e-global-typography-text-text-transform ); letter-spacing: var( --e-global-typography-1a6b3b1-letter-spacing ); word-spacing: var( --e-global-typography-1a6b3b1-word-spacing );\">inpatient services that ensure you receive the best possible care in case of a hospital stay.<\/span><\/p><p>Here are the essential contents available to you in this plan.<\/p><p><strong><span style=\"text-align: var(--text-align); color: var( --e-global-color-secondary ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: var( --e-global-typography-text-font-size ); font-style: var( --e-global-typography-text-font-style ); text-transform: var( --e-global-typography-text-text-transform ); letter-spacing: var( --e-global-typography-1a6b3b1-letter-spacing ); word-spacing: var( --e-global-typography-1a6b3b1-word-spacing );\">Inpatient Accommodation: Comfort and Privacy<\/span><\/strong><\/p><p>Your well-being is a priority. That&#8217;s why your private health insurance offers: <\/p><ul><li><strong>Double room:<\/strong> Enjoy the comfort of a room you&#8217;ll share with at most one other patient.<\/li><li><strong>Private doctor treatment:<\/strong> You have the option of chief physician treatment if desired.<\/li><li><strong>Inpatient psychotherapy:<\/strong> This is reimbursed without prior approval, except in mixed institutions.<\/li><li><strong>Services in private clinics:<\/strong> Tip: Get treatment and cost plan approved in advance.<\/li><\/ul><p> <\/p><p>Services in German hospitals that are not subject to the Hospital Remuneration Act (KHEntgG) or the<\/p><p>Federal Nursing Rate Ordinance (BPflV) are also reimbursed. The reimbursement for general <\/p><p>hospital services is limited to a maximum of 1.5 times the costs that would have been incurred in a hospital <\/p><p>subject to KHEntgG or BPflV.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2bfc4c8 elementor-widget elementor-widget-heading\" data-id=\"2bfc4c8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Substitute Hospital Daily Allowance: Financial Flexibility<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-974e46d elementor-widget elementor-widget-text-editor\" data-id=\"974e46d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>If you want to forgo certain services, ottonova offers a substitute hospital daily allowance:<\/p><p>20 EUR for foregoing a double room.<\/p><p>60 EUR for foregoing private doctor treatment.<\/p><p>Children and adolescents receive the same substitute hospital daily allowance.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b2c210b elementor-widget elementor-widget-heading\" data-id=\"b2c210b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Fee Schedule for Inpatient Care: Upper Middle Class<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-81cb717 elementor-widget elementor-widget-text-editor\" data-id=\"81cb717\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Billing is done according to the following rates of the Fee Schedule for Physicians (GO\u00c4):<\/p><p>Up to 5 times the standard rate for medical services.<\/p><p>Up to 2.5 times the standard rate for technical services.<\/p><p>Up to 1.3 times the standard rate for laboratory services.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fd7d634 elementor-widget elementor-widget-heading\" data-id=\"fd7d634\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Mixed Institutions and Transport Costs<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0d2961c elementor-widget elementor-widget-text-editor\" data-id=\"0d2961c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Inpatient treatment in mixed institutions is also covered. Additionally, BC100 covers <span style=\"text-align: var(--text-align); color: var( --e-global-color-secondary ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: var( --e-global-typography-text-font-size ); font-style: var( --e-global-typography-text-font-style ); font-weight: var( --e-global-typography-text-font-weight ); text-transform: var( --e-global-typography-text-text-transform ); letter-spacing: var( --e-global-typography-1a6b3b1-letter-spacing ); word-spacing: var( --e-global-typography-1a6b3b1-word-spacing );\">transport costs:<\/span> <\/p><p>Transport to and from the hospital.<\/p><p>Trips to and from the hospital up to 100 km. Beyond that, to the nearest suitable clinic. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c0e14dc elementor-widget elementor-widget-heading\" data-id=\"c0e14dc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Outpatient Surgeries and Pre-\/Post-Inpatient Treatment<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ebbd222 elementor-widget elementor-widget-text-editor\" data-id=\"ebbd222\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Outpatient surgeries are fully reimbursed, allowing you a quick return to your normal routine.<\/p><p><strong>Pre-\/post-inpatient treatment:<\/strong> Outpatient admission and discharge treatments are also covered, supporting your return to full health.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a7f4ab2 elementor-widget elementor-widget-heading\" data-id=\"a7f4ab2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Accompanying Persons for Children's Hospital Stays<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5c2da69 elementor-widget elementor-widget-text-editor\" data-id=\"5c2da69\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>For children&#8217;s inpatient stays, the stay of an accompanying person is reimbursed. This ensures that <span style=\"text-align: var(--text-align); color: var( --e-global-color-secondary ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: var( --e-global-typography-text-font-size ); font-style: var( --e-global-typography-text-font-style ); font-weight: var( --e-global-typography-text-font-weight ); text-transform: var( --e-global-typography-text-text-transform ); letter-spacing: var( --e-global-typography-1a6b3b1-letter-spacing ); word-spacing: var( --e-global-typography-1a6b3b1-word-spacing );\">your child is emotionally and practically supported during the hospital stay.<\/span> <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9426232 elementor-widget elementor-widget-heading\" data-id=\"9426232\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Hospice Services: Dignified Support at the End of Life<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-815c354 elementor-widget elementor-widget-text-editor\" data-id=\"815c354\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Your private health insurance also offers comprehensive hospice services:<\/p><p><strong>Inpatient or semi-inpatient hospice care:<\/strong> These costs are fully reimbursed if they<\/p><p>can be billed according to the remuneration agreements with the PKV Association or the expenses of the<\/p><p>statutory health insurance (GKV).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-422553e elementor-widget elementor-widget-heading\" data-id=\"422553e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Dental Treatment: Comprehensive Protection for Your Teeth<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1d630cb elementor-widget elementor-widget-heading\" data-id=\"1d630cb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Dental Prosthetics: High-Quality Solutions for Missing Teeth<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-25e0d83 elementor-widget elementor-widget-text-editor\" data-id=\"25e0d83\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Dental treatment is reimbursed at 100% and includes:<\/p><ul><li><strong>Plastic fillings<\/strong><\/li><li><strong>Root canal treatments<\/strong><\/li><li><strong>Periodontal treatments<\/strong><\/li><li><strong>Prophylaxis<\/strong><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cd750bd elementor-widget elementor-widget-text-editor\" data-id=\"cd750bd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>For dental prosthetics (such as crowns, bridges, veneers, inlays, onlays, implants including bone augmentation, <span style=\"text-align: var(--text-align); color: var( --e-global-color-secondary ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: var( --e-global-typography-text-font-size ); font-style: var( --e-global-typography-text-font-style ); font-weight: var( --e-global-typography-text-font-weight ); text-transform: var( --e-global-typography-text-text-transform ); letter-spacing: var( --e-global-typography-1a6b3b1-letter-spacing ); word-spacing: var( --e-global-typography-1a6b3b1-word-spacing );\">functional analysis and functional therapy), costs are covered at 80%. <\/span><span style=\"text-align: var(--text-align); color: var( --e-global-color-secondary ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: var( --e-global-typography-text-font-size ); font-style: var( --e-global-typography-text-font-style ); font-weight: var( --e-global-typography-text-font-weight ); text-transform: var( --e-global-typography-text-text-transform ); letter-spacing: var( --e-global-typography-1a6b3b1-letter-spacing ); word-spacing: var( --e-global-typography-1a6b3b1-word-spacing );\">If you choose a <\/span><span style=\"text-align: var(--text-align); color: var( --e-global-color-secondary ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: var( --e-global-typography-text-font-size ); font-style: var( --e-global-typography-text-font-style ); font-weight: var( --e-global-typography-text-font-weight ); text-transform: var( --e-global-typography-text-text-transform ); letter-spacing: var( --e-global-typography-1a6b3b1-letter-spacing ); word-spacing: var( --e-global-typography-1a6b3b1-word-spacing );\">cooperation partner of the insurer, the reimbursement increases to 90%.<\/span> <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1fc9c39 elementor-widget elementor-widget-heading\" data-id=\"1fc9c39\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Inlays: Perfect Aesthetics and Function<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e93e11c elementor-widget elementor-widget-text-editor\" data-id=\"e93e11c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Inlays are also reimbursed at 80%, or 90% if treated by cooperation partners. Before the age of 15,  <span style=\"text-align: var(--text-align); color: var( --e-global-color-secondary ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: var( --e-global-typography-text-font-size ); font-style: var( --e-global-typography-text-font-style ); font-weight: var( --e-global-typography-text-font-weight ); text-transform: var( --e-global-typography-text-text-transform ); letter-spacing: var( --e-global-typography-1a6b3b1-letter-spacing ); word-spacing: var( --e-global-typography-1a6b3b1-word-spacing );\">these costs are fully covered.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e619e17 elementor-widget elementor-widget-heading\" data-id=\"e619e17\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Implants: Long-Term Solutions<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-628d941 elementor-widget elementor-widget-text-editor\" data-id=\"628d941\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Implants are reimbursed at 80%, or 90% if you choose a cooperation partner. This reimbursement <span style=\"text-align: var(--text-align); color: var( --e-global-color-secondary ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: var( --e-global-typography-text-font-size ); font-style: var( --e-global-typography-text-font-style ); font-weight: var( --e-global-typography-text-font-weight ); text-transform: var( --e-global-typography-text-text-transform ); letter-spacing: var( --e-global-typography-1a6b3b1-letter-spacing ); word-spacing: var( --e-global-typography-1a6b3b1-word-spacing );\">also includes necessary measures such as bone augmentation.<\/span> <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d146873 elementor-widget elementor-widget-heading\" data-id=\"d146873\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Orthodontics: Straight Teeth for All Ages<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-57286fb elementor-widget elementor-widget-text-editor\" data-id=\"57286fb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Orthodontic treatments are reimbursed at 80%. If you choose a cooperation partner, <span style=\"text-align: var(--text-align); color: var( --e-global-color-secondary ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: var( --e-global-typography-text-font-size ); font-style: var( --e-global-typography-text-font-style ); font-weight: var( --e-global-typography-text-font-weight ); text-transform: var( --e-global-typography-text-text-transform ); letter-spacing: var( --e-global-typography-1a6b3b1-letter-spacing ); word-spacing: var( --e-global-typography-1a6b3b1-word-spacing );\">the reimbursement increases to 90%. <br>Up to the age of 21, upon successful completion of treatment, <\/span><span style=\"text-align: var(--text-align); color: var( --e-global-color-secondary ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: var( --e-global-typography-text-font-size ); font-style: var( --e-global-typography-text-font-style ); font-weight: var( --e-global-typography-text-font-weight ); text-transform: var( --e-global-typography-text-text-transform ); letter-spacing: var( --e-global-typography-1a6b3b1-letter-spacing ); word-spacing: var( --e-global-typography-1a6b3b1-word-spacing );\">even 100% of the costs are reimbursed.<\/span> <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7f102d5 elementor-widget elementor-widget-heading\" data-id=\"7f102d5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Professional Teeth Cleaning: Prevention Pays Off<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-72a81be elementor-widget elementor-widget-text-editor\" data-id=\"72a81be\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Professional teeth cleaning is reimbursed twice per insurance year at 100% up to an amount of 125 EUR per <span style=\"text-align: var(--text-align); color: var( --e-global-color-secondary ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: var( --e-global-typography-text-font-size ); font-style: var( --e-global-typography-text-font-style ); font-weight: var( --e-global-typography-text-font-weight ); text-transform: var( --e-global-typography-text-text-transform ); letter-spacing: var( --e-global-typography-1a6b3b1-letter-spacing ); word-spacing: var( --e-global-typography-1a6b3b1-word-spacing );\">treatment. <br>If you choose a cooperation partner, the limit is removed, and costs are <\/span><span style=\"text-align: var(--text-align); color: var( --e-global-color-secondary ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: var( --e-global-typography-text-font-size ); font-style: var( --e-global-typography-text-font-style ); font-weight: var( --e-global-typography-text-font-weight ); text-transform: var( --e-global-typography-text-text-transform ); letter-spacing: var( --e-global-typography-1a6b3b1-letter-spacing ); word-spacing: var( --e-global-typography-1a6b3b1-word-spacing );\">fully covered.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9944b59 elementor-widget elementor-widget-heading\" data-id=\"9944b59\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Material and Laboratory Costs: Full Transparency<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e17eecb elementor-widget elementor-widget-text-editor\" data-id=\"e17eecb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Material and laboratory costs are reimbursed according to the percentage of the respective treatment measure.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-01f1ddc elementor-widget elementor-widget-heading\" data-id=\"01f1ddc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Dental scale: Limits in the first years<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-63e4434 elementor-widget elementor-widget-text-editor\" data-id=\"63e4434\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>In the first five years, there is reimbursement for dental prosthetics and orthodontics according to the following scale:<\/p><ul><li>500 EUR in the 1st-12th month<\/li><li>1,000 EUR in the 1st-24th month<\/li><li>2,000 EUR in the 1st-36th month<\/li><li>4,000 EUR in the 1st-48th month<\/li><\/ul><p> <\/p><p>From the fifth year onwards, this limitation is completely removed. In the case of an accident, there is no limitation through this <\/p><p>dental scale. A medical report does not lead to a waiver of the sum limitation. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a03fc0f elementor-widget elementor-widget-heading\" data-id=\"a03fc0f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Fee schedule for dental services: Fair billing<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ff659ea elementor-widget elementor-widget-text-editor\" data-id=\"ff659ea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: var( --e-global-color-secondary ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: var( --e-global-typography-text-font-size ); font-style: var( --e-global-typography-text-font-style ); font-weight: var( --e-global-typography-text-font-weight ); letter-spacing: var( --e-global-typography-1a6b3b1-letter-spacing ); text-align: var(--text-align); text-transform: var( --e-global-typography-text-text-transform ); word-spacing: var( --e-global-typography-1a6b3b1-word-spacing );\">If you want to learn more about other plans in private health insurance, please visit our <a href=\"https:\/\/deinonlinemakler.de\/blog\/?lang=en\">Blog<\/a>. There you will find comprehensive information about various offers and can discover the insurance solution that suits you. We look forward to your visit!  <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-219c2fc elementor-widget elementor-widget-text-editor\" data-id=\"219c2fc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Billing is done up to the maximum rates of the fee schedule for dentists (GOZ) or the <span style=\"text-align: var(--text-align); color: var( --e-global-color-secondary ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: var( --e-global-typography-text-font-size ); font-style: var( --e-global-typography-text-font-style ); font-weight: var( --e-global-typography-text-font-weight ); text-transform: var( --e-global-typography-text-text-transform ); letter-spacing: var( --e-global-typography-1a6b3b1-letter-spacing ); word-spacing: var( --e-global-typography-1a6b3b1-word-spacing );\">fee schedule for doctors (GO\u00c4):<\/span><\/p><ul><li>Up to 3.5 times the GOZ rate for dental services.<\/li><li>Up to 2.5 times the GO\u00c4 rate for technical services.<\/li><li>Up to 1.3 times the GO\u00c4 rate for laboratory services.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-57c4b55 elementor-widget elementor-widget-heading\" data-id=\"57c4b55\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Treatment and cost plan: Plan your expenses<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d13e27b elementor-widget elementor-widget-text-editor\" data-id=\"d13e27b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>For dental prostheses and orthodontic treatments costing more than 1,000 EUR, creating a <span style=\"text-align: var(--text-align); color: var( --e-global-color-secondary ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: var( --e-global-typography-text-font-size ); font-style: var( --e-global-typography-text-font-style ); font-weight: var( --e-global-typography-text-font-weight ); text-transform: var( --e-global-typography-text-text-transform ); letter-spacing: var( --e-global-typography-1a6b3b1-letter-spacing ); word-spacing: var( --e-global-typography-1a6b3b1-word-spacing );\">treatment and cost plan is recommended.<br>Note that treatments may be rejected if <\/span><span style=\"text-align: var(--text-align); color: var( --e-global-color-secondary ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: var( --e-global-typography-text-font-size ); font-style: var( --e-global-typography-text-font-style ); font-weight: var( --e-global-typography-text-font-weight ); text-transform: var( --e-global-typography-text-text-transform ); letter-spacing: var( --e-global-typography-1a6b3b1-letter-spacing ); word-spacing: var( --e-global-typography-1a6b3b1-word-spacing );\">more than five teeth are missing.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b42fd1a elementor-widget elementor-widget-heading\" data-id=\"b42fd1a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">General benefits: Your comprehensive protection with private health insurance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9173ee3 elementor-widget elementor-widget-text-editor\" data-id=\"9173ee3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Your private health insurance not only covers you in the areas of outpatient, inpatient and dental <span style=\"text-align: var(--text-align); color: var( --e-global-color-secondary ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: var( --e-global-typography-text-font-size ); font-style: var( --e-global-typography-text-font-style ); font-weight: var( --e-global-typography-text-font-weight ); text-transform: var( --e-global-typography-text-text-transform ); letter-spacing: var( --e-global-typography-1a6b3b1-letter-spacing ); word-spacing: var( --e-global-typography-1a6b3b1-word-spacing );\">treatments, but also offers a variety of general benefits that provide you with comprehensive protection and <\/span><span style=\"text-align: var(--text-align); color: var( --e-global-color-secondary ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: var( --e-global-typography-text-font-size ); font-style: var( --e-global-typography-text-font-style ); font-weight: var( --e-global-typography-text-font-weight ); text-transform: var( --e-global-typography-text-text-transform ); letter-spacing: var( --e-global-typography-1a6b3b1-letter-spacing ); word-spacing: var( --e-global-typography-1a6b3b1-word-spacing );\">comfort. <br>The following details these general benefits.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-157b4ed elementor-widget elementor-widget-heading\" data-id=\"157b4ed\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Deductible: Cost control for your healthcare<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aad6443 elementor-widget elementor-widget-text-editor\" data-id=\"aad6443\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Your deductible is 10%, but no more than 500 EUR per insurance year. This rule also applies to <span style=\"text-align: var(--text-align); color: var( --e-global-color-secondary ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: var( --e-global-typography-text-font-size ); font-style: var( --e-global-typography-text-font-style ); font-weight: var( --e-global-typography-text-font-weight ); text-transform: var( --e-global-typography-text-text-transform ); letter-spacing: var( --e-global-typography-1a6b3b1-letter-spacing ); word-spacing: var( --e-global-typography-1a6b3b1-word-spacing );\">children and adolescents. <br>In the first calendar year, the deductible is calculated proportionally per month. <\/span><span style=\"text-align: var(--text-align); color: var( --e-global-color-secondary ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: var( --e-global-typography-text-font-size ); font-style: var( --e-global-typography-text-font-style ); font-weight: var( --e-global-typography-text-font-weight ); text-transform: var( --e-global-typography-text-text-transform ); letter-spacing: var( --e-global-typography-1a6b3b1-letter-spacing ); word-spacing: var( --e-global-typography-1a6b3b1-word-spacing );\">Preventive services are independent of the deductible and are fully reimbursed.<\/span> <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7fd3250 elementor-widget elementor-widget-heading\" data-id=\"7fd3250\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Performance-related premium refund: Contribution without refund<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-671ae11 elementor-widget elementor-widget-text-editor\" data-id=\"671ae11\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>A premium refund (BRE) is not paid.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c861c07 elementor-widget elementor-widget-heading\" data-id=\"c861c07\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Enter your heading for worldwide coverage: Protection abroad too<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5307a12 elementor-widget elementor-widget-text-editor\" data-id=\"5307a12\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Your private health insurance offers worldwide insurance coverage for  <span style=\"text-align: var(--text-align); color: var( --e-global-color-secondary ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: var( --e-global-typography-text-font-size ); font-style: var( --e-global-typography-text-font-style ); font-weight: var( --e-global-typography-text-font-weight ); text-transform: var( --e-global-typography-text-text-transform ); letter-spacing: var( --e-global-typography-1a6b3b1-letter-spacing ); word-spacing: var( --e-global-typography-1a6b3b1-word-spacing );\">temporary stays (max. 6 months) abroad. If return travel would endanger health due to inpatient   <\/span><span style=\"text-align: var(--text-align); color: var( --e-global-color-secondary ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: var( --e-global-typography-text-font-size ); font-style: var( --e-global-typography-text-font-style ); font-weight: var( --e-global-typography-text-font-weight ); text-transform: var( --e-global-typography-text-text-transform ); letter-spacing: var( --e-global-typography-1a6b3b1-letter-spacing ); word-spacing: var( --e-global-typography-1a6b3b1-word-spacing );\">treatment, this period is extended. For longer stays outside the   <\/span><span style=\"text-align: var(--text-align); color: var( --e-global-color-secondary ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: var( --e-global-typography-text-font-size ); font-style: var( --e-global-typography-text-font-style ); font-weight: var( --e-global-typography-text-font-weight ); text-transform: var( --e-global-typography-text-text-transform ); letter-spacing: var( --e-global-typography-1a6b3b1-letter-spacing ); word-spacing: var( --e-global-typography-1a6b3b1-word-spacing );\">European Union or the European Economic Area, the contract is continued under special <\/span><span style=\"text-align: var(--text-align); color: var( --e-global-color-secondary ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: var( --e-global-typography-text-font-size ); font-style: var( --e-global-typography-text-font-style ); font-weight: var( --e-global-typography-text-font-weight ); text-transform: var( --e-global-typography-text-text-transform ); letter-spacing: var( --e-global-typography-1a6b3b1-letter-spacing ); word-spacing: var( --e-global-typography-1a6b3b1-word-spacing );\">conditions.<\/span><\/p><p><strong>Repatriation and accompaniment: Support even abroad<\/strong><\/p><ul><li><strong>Repatriation:<\/strong> Additional costs for repatriation to a suitable location in Germany are covered if the insurer is commissioned with the organization and the repatriation is medically necessary or the inpatient stay abroad is expected to last longer than 14 days.<\/li><li><strong>Travel costs for accompanying persons:<\/strong> The travel costs of an accompanying person for children up to the age of 18 are reimbursed if the insurer is commissioned with the organization. This also applies to the return journey of co-insured children. <\/li><li><strong>Rescue:<\/strong> The costs of rescue are reimbursed up to 2,500 EUR per insured event.<\/li><li><strong>Repatriation of mortal remains:<\/strong> The repatriation costs are covered up to 10,000 EUR.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-64df374 elementor-widget elementor-widget-heading\" data-id=\"64df374\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Additional services abroad: Basic coverage without extras<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0d5ba21 elementor-widget elementor-widget-text-editor\" data-id=\"0d5ba21\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>There are no special foreign services and no option for higher-quality protection. You have no simplified <span style=\"text-align: var(--text-align); color: var( --e-global-color-secondary ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: var( --e-global-typography-text-font-size ); font-style: var( --e-global-typography-text-font-style ); font-weight: var( --e-global-typography-text-font-weight ); text-transform: var( --e-global-typography-text-text-transform ); letter-spacing: var( --e-global-typography-1a6b3b1-letter-spacing ); word-spacing: var( --e-global-typography-1a6b3b1-word-spacing );\">tariff change right, and children cannot be insured alone.<\/span> <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ea916c3 elementor-widget elementor-widget-heading\" data-id=\"ea916c3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Childbirth and parental allowance: Additional support<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2709ff2 elementor-widget elementor-widget-text-editor\" data-id=\"2709ff2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>For childbirth, in addition to cost reimbursement, a childbirth allowance of 400 EUR is paid, <span style=\"text-align: var(--text-align); color: var( --e-global-color-secondary ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: var( --e-global-typography-text-font-size ); font-style: var( --e-global-typography-text-font-style ); font-weight: var( --e-global-typography-text-font-weight ); text-transform: var( --e-global-typography-text-text-transform ); letter-spacing: var( --e-global-typography-1a6b3b1-letter-spacing ); word-spacing: var( --e-global-typography-1a6b3b1-word-spacing );\">regardless of the deductible. <br>A premium exemption for newborns is provided for the month of birth and <\/span><span style=\"text-align: var(--text-align); color: var( --e-global-color-secondary ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: var( --e-global-typography-text-font-size ); font-style: var( --e-global-typography-text-font-style ); font-weight: var( --e-global-typography-text-font-weight ); text-transform: var( --e-global-typography-text-text-transform ); letter-spacing: var( --e-global-typography-1a6b3b1-letter-spacing ); word-spacing: var( --e-global-typography-1a6b3b1-word-spacing );\">the next three months.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-61b5761 elementor-widget elementor-widget-heading\" data-id=\"61b5761\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Spa and rehabilitation services: Support on the path to recovery<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-98d688f elementor-widget elementor-widget-text-editor\" data-id=\"98d688f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Inpatient spa and follow-up treatment (AHB):<\/strong> The costs of AHB that begins within 4 weeks after inpatient acute treatment are covered. For other rehabilitation measures, cures, and sanatorium treatments, a maximum of 5,000 EUR is reimbursed within 10 insurance years for outpatient and inpatient measures. Benefits from a statutory provider must be used first. Prior approval is not required but is recommended.   <\/p><p><strong>Outpatient Rehab and Follow-up Treatment:<\/strong> Similar to inpatient measures, the costs of follow-up treatment that begins within 4 weeks after inpatient acute treatment are covered. The same conditions and reimbursement limits apply for other outpatient rehabilitation measures and treatments <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ca7b443 elementor-widget elementor-widget-heading\" data-id=\"ca7b443\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Insurance Card: Simple Processing<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dfc4a82 elementor-widget elementor-widget-text-editor\" data-id=\"dfc4a82\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The company issues you an insurance card that facilitates your access to medical services.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3451e82 elementor-widget elementor-widget-heading\" data-id=\"3451e82\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Conclusion<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e83a24a elementor-widget elementor-widget-text-editor\" data-id=\"e83a24a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>In summary, the ottonova BC100 plan can be classified in the upper mid-range category. The  <span style=\"text-align: var(--text-align); color: var( --e-global-color-secondary ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: var( --e-global-typography-text-font-size ); font-style: var( --e-global-typography-text-font-style ); font-weight: var( --e-global-typography-text-font-weight ); text-transform: var( --e-global-typography-text-text-transform ); letter-spacing: var( --e-global-typography-1a6b3b1-letter-spacing ); word-spacing: var( --e-global-typography-1a6b3b1-word-spacing );\">plan is particularly aimed at people who are looking for an innovative and digital insurer. Ottonova focuses  <\/span><span style=\"text-align: var(--text-align); color: var( --e-global-color-secondary ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: var( --e-global-typography-text-font-size ); font-style: var( --e-global-typography-text-font-style ); font-weight: var( --e-global-typography-text-font-weight ); text-transform: var( --e-global-typography-text-text-transform ); letter-spacing: var( --e-global-typography-1a6b3b1-letter-spacing ); word-spacing: var( --e-global-typography-1a6b3b1-word-spacing );\">on modern technologies and customer-centricity to offer you an uncomplicated and efficient <\/span><span style=\"text-align: var(--text-align); color: var( --e-global-color-secondary ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: var( --e-global-typography-text-font-size ); font-style: var( --e-global-typography-text-font-style ); font-weight: var( --e-global-typography-text-font-weight ); text-transform: var( --e-global-typography-text-text-transform ); letter-spacing: var( --e-global-typography-1a6b3b1-letter-spacing ); word-spacing: var( --e-global-typography-1a6b3b1-word-spacing );\">insurance experience. If you value digital solutions, you should take a closer look at the ottonova  <\/span><span style=\"text-align: var(--text-align); color: var( --e-global-color-secondary ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: var( --e-global-typography-text-font-size ); font-style: var( --e-global-typography-text-font-style ); font-weight: var( --e-global-typography-text-font-weight ); text-transform: var( --e-global-typography-text-text-transform ); letter-spacing: var( --e-global-typography-1a6b3b1-letter-spacing ); word-spacing: var( --e-global-typography-1a6b3b1-word-spacing );\">BC100 plan.<\/span><\/p><p>If you are interested in other plans, please feel free to check out our <a href=\"https:\/\/deinonlinemakler.de\/blog\/?lang=en\">Blog<\/a>. <\/p><p>Learn more about Private Health Insurance for <a href=\"https:\/\/pkv-nrw.de\/blog\/private-krankenversicherung-fur-lehrer-in-ahaus\/\">IT Professionals<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>In today&#8217;s world, it&#8217;s more important than ever to choose the right health insurance to<br \/>\noptimally protect your health. Ottonova, a pioneer in digital insurance, specializes in offering you<br \/>\ninnovative and uncomplicated solutions. Here we&#8217;ll discuss the ottonova BC100 plan. In this<br \/>\ntext, we will illuminate the most important contents and benefits of ottonova BC100 in detail to provide you with a<br \/>\nwell-founded basis for decision-making. We&#8217;ll address the various areas of coverage, the<br \/>\nflexibility, and the unique features of this plan to give you a comprehensive overview    <\/p>\n","protected":false},"author":2,"featured_media":4283,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_seopress_titles_title":"Details of the Ottonova BC100 Plan","_seopress_titles_desc":"In today&#039;s world, it&#039;s more important than ever to choose the right health insurance to optimally protect your health with ottonova BC100","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"1","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"","_seopress_redirections_param":"","_seopress_redirections_type":0,"_seopress_analysis_target_kw":"ottonova BC100,Private Health Insurance","_seopress_news_disabled":"","_seopress_video_disabled":"","_seopress_video":[],"_seopress_pro_schemas_manual":[],"_seopress_pro_rich_snippets_disable_all":"","_seopress_pro_rich_snippets_disable":[],"_seopress_pro_schemas":[],"footnotes":""},"categories":[1],"tags":[38,39],"class_list":["post-4451","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nicht-kategorisiert","tag-private-health-insurance","tag-the-ottonova-bc100-plan"],"meta_box":[],"_links":{"self":[{"href":"https:\/\/deinonlinemakler.de\/en\/wp-json\/wp\/v2\/posts\/4451","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/deinonlinemakler.de\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/deinonlinemakler.de\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/deinonlinemakler.de\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/deinonlinemakler.de\/en\/wp-json\/wp\/v2\/comments?post=4451"}],"version-history":[{"count":3,"href":"https:\/\/deinonlinemakler.de\/en\/wp-json\/wp\/v2\/posts\/4451\/revisions"}],"predecessor-version":[{"id":4454,"href":"https:\/\/deinonlinemakler.de\/en\/wp-json\/wp\/v2\/posts\/4451\/revisions\/4454"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/deinonlinemakler.de\/en\/wp-json\/wp\/v2\/media\/4283"}],"wp:attachment":[{"href":"https:\/\/deinonlinemakler.de\/en\/wp-json\/wp\/v2\/media?parent=4451"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/deinonlinemakler.de\/en\/wp-json\/wp\/v2\/categories?post=4451"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/deinonlinemakler.de\/en\/wp-json\/wp\/v2\/tags?post=4451"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}